Nidhi Services

Our Financial Products

Grow & Secure Your Wealth With Us

A comprehensive range of deposit and loan products crafted to help you save,
grow, and secure your financial future — all under one trusted roof.

01

Fixed Deposit

Lock in your savings for a chosen tenure and earn guaranteed, higher interest. The safest way to make your idle money work harder for you.

  • Flexible tenure options
  • Attractive, fixed interest rates
  • Safe & guaranteed returns
02

Recurring Deposit

Build a disciplined savings habit by depositing a fixed amount every month. Watch your wealth compound steadily with competitive returns over time.

  • Monthly deposit convenience
  • Disciplined savings culture
  • Compounded wealth growth
03

Savings Deposit

Enjoy the freedom of flexible deposits and withdrawals while earning interest on your balance. Access your funds anytime without penalty.

  • Anytime withdrawals
  • Interest earned on balance
  • Easy account management
04

Gold Loan

Unlock instant liquidity against your gold jewellery. With competitive interest rates, minimal documentation, and complete safety of your pledged assets, financial relief is just a step away.

  • Instant loan disbursal
  • Secure gold storage vault
  • Flexible repayment plans
05

Nidhi Schemes

Join our member-exclusive Nidhi Schemes to save collectively and borrow at favourable rates. Governed by the Ministry of Corporate Affairs, ensuring full legal compliance and community benefit.

  • MCA regulated & compliant
  • Member-first approach
  • Community savings model
Secured
Transactions
Key Feature

Highly Secured
Transactions

Your money and personal data are protected with the highest standards of security. We operate under strict regulatory frameworks so that every transaction is safe, traceable, and fully trustworthy.

Registered under the Nidhi Rules, 2014 and compliant with Ministry of Corporate Affairs guidelines — your investments are in safe, regulated hands.

100% Transparent
KYC Verified Members
MCA Registered

End-to-End Encryption

All data transfers and financial transactions are fully encrypted, keeping your account safe from unauthorized access at every step.

Member Identity Protection

KYC-verified accounts and strict identity protocols ensure only authorized individuals can access and operate their funds.

Regulatory Compliance

Fully registered with MCA and operating under Nidhi Rules 2014. Every action is compliant with Indian financial regulations.

Real-Time Transaction Alerts

Instant SMS and app notifications for every account activity keep you informed and in complete control, 24/7.

Smart Technology

Digital Services For Smarter Banking

We bring banking convenience to your fingertips — wherever you are,
our technology keeps you connected and in control.

SMS Alert

Receive instant SMS notifications for every account activity — deposits, withdrawals, interest credits, and dues. Stay fully informed without needing to log in.

Missed Call Alert

Check your account balance with a simple missed call — no internet needed. Give a missed call to our dedicated number and get your balance delivered via SMS instantly.

Net Access

Manage your Nidhi account securely from any computer via our internet banking portal. View statements, track deposits, and monitor your investments anytime, anywhere.

Mobile Access

Our mobile app puts your full Nidhi account in your pocket. Check balances, view transaction history, and manage your savings with ease from your smartphone.

Safe Locker

Store your valuable documents, jewellery, and important assets in our highly secure locker facility. Tamper-proof vaults and round-the-clock surveillance keep your valuables protected.

Mobile Spot Collection

Our field agents come directly to your doorstep to collect deposits and loan repayments. No branch visit needed — we bring the bank to your preferred location.

Get Started

Your Journey to Financial Security

Opening an account and starting your savings journey with New Future Plus is simple, fast, and fully guided.

01

Choose a Product

Browse our range of Fixed Deposits, Recurring Deposits, Savings, Gold Loan, and Nidhi Schemes. Pick the one that fits your financial goals.

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02

Complete KYC

Submit your identity documents for quick verification. Minimal paperwork ensures your account is ready faster than ever.

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03

Start Saving

Open your account and make your first deposit. Your savings begin earning returns from day one — every rupee counts.

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04

Grow & Prosper

Watch your investment grow with attractive returns and ongoing support from our dedicated financial team. Your prosperity is our goal.

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Your Financial Security Starts Here — Talk to Us Today